Analysis of the Management of Fund Allocation on the Wakaf Bank Micro Ahmad Taqiuddin Mansyur Village Bonder Praya Central Lombok

Abstract

Purpose — This research aims to analyze the management of fund allocation at Bank Wakaf Micro Ahmad Taqiuddin Mansyur Desa Bonder Praya West Lombok Central.

Method — The method used in this research is a qualitative method with a descriptive analytical approach, the data source in this study uses primary data and secondary data, the collection of this research data using observation techniques, interviews, and documentation. As for the validity techniques of the data in this study, the observation consistency and triangulation techniques are used.

Results — Management of fund allocation at Bank Wakaf Mikro Taqiuddin Mansyur: (1) Planning is done by looking for a group of enterprises or a community that wishes to make funding, then providing socialization regarding the program, accreditation of funding used (acad Qardh) and return using acad Ujroh and Infak pesantren, as well as the conditions of financing and last is to check the completeness of the data of the candidate client, (2) Organization at Bank wakaf mikro Ahmad Taqiudin Mansyure is managed by the Manager (Head of Office), Administration (one stock), and Supervisor, and forms a company consisting of 5 clients (1 head with 4 members) in one company. (3) The implementation of the funding is carried out with several stages namely the compulsory training of the group (PWK) conducted for five days in a row and the liquidation stage using the system 2:21, i.e. first 2 weeks of the customer, second and third week of the client, 1 week.